MARAF Group LLC
Effective Date: 2 December 2025

Introduction

This Cookie Policy explains how MARAF Group LLC ("we," "us," or "our") uses cookies and similar tracking technologies on our website marafgroup.com (the "Website"). This policy is designed to comply with the EU General Data Protection Regulation (GDPR) and the UAE Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data.

We are committed to transparency about the technologies we use and the data we collect. Please read this policy carefully to understand how we use cookies and how you can control them.

For more information about how we process personal data, please see our Privacy Policy.

What Are Cookies?

Cookies are small text files that are placed on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to make websites work more efficiently, provide a better user experience, and supply information to website owners.

Similar technologies include pixels, web beacons, and local storage, which serve comparable purposes. Throughout this policy, we use the term "cookies" to refer to all such technologies collectively.

Our Approach to Consent

We adopt an explicit consent approach to cookies. This means:

• Strictly necessary cookies are placed automatically as they are essential for the Website to function.
• All other cookies (analytics, marketing, and functional cookies from third parties) are only placed after you have given your explicit consent through our cookie banner.

We do not use pre-ticked boxes or interpret scrolling or continued browsing as consent. Our cookie banner provides equal "Accept" and "Reject" options, as well as granular controls that allow you to choose which categories of cookies you wish to enable.

When you first visit our Website, you will see a cookie consent banner that allows you to accept or decline non-essential cookies. You can modify your preferences at any time.

Types of Cookies We Use

1. Strictly Necessary Cookies

These cookies are essential for the Website to function properly and cannot be disabled. They include cookies that:

• Enable the cookie consent banner to remember your preferences
• Maintain security and Website integrity

Our cookie consent banner, provided by Figma Sites, stores your consent preferences using localStorage (a browser storage mechanism similar to cookies). This data is stored under the key cookie-consent-mode and persists until you clear your browser data.

Although localStorage is not technically a cookie, it is functionally similar. We use it solely to store your cookie preferences, which is considered strictly necessary under GDPR.

These cookies do not store personal information and are used exclusively to provide core Website functionality.

Legal Basis: Legitimate interest (these cookies are required for the Website to operate).

2. Analytics Cookies

With your consent, we use analytics cookies to understand how visitors interact with our Website. This helps us improve our content and user experience. We use the following analytics services:

Google Analytics

We use Google Analytics with Enhanced Measurement enabled. Where you consent to marketing cookies, we also activate Google Signals. This service collects information about:

• Pages visited and time spent on each page
• How you arrived at our Website
• Your approximate geographic location
• Device and browser information
• Cross-device user journeys (via Google Signals, if you are signed into a Google account with ads personalisation enabled)

Google Signals is categorised as a marketing technology under GDPR due to its cross-device tracking capabilities and use of Google account data. It is only activated after you provide explicit consent for marketing cookies.

Google Analytics cookies include: _ga, _ga_*, _gid, _gat

For more information, visit Google's Privacy Policy and How Google uses data.

Microsoft Clarity

We use Microsoft Clarity to analyse user behaviour through session recordings and heatmaps. This service helps us understand how users navigate and interact with our Website. Microsoft Clarity is integrated with our Google Analytics and HubSpot accounts to provide a comprehensive view of user engagement.

We use Clarity with privacy settings enabled to automatically mask and prevent the capture of sensitive data.

Microsoft Clarity may collect information about:

• Mouse movements, clicks, and scrolling behaviour
• Pages visited and navigation patterns
• Device and browser information

Microsoft Clarity cookies include: _clck, _clsk, CLID, ANONCHK, MR, MUID, SM

For more information, visit Microsoft's Privacy Statement.

Legal Basis: Consent.

3. Marketing and Tracking Cookies

With your consent, we use marketing cookies to track visitors across our Website and gather information for marketing purposes.

HubSpot

We use HubSpot's tracking code to understand how visitors engage with our Website and to support our marketing efforts. HubSpot helps us:

• Track page views and visitor activity
• Understand the effectiveness of our marketing campaigns
• Identify returning visitors

HubSpot cookies include: __hssc, __hssrc, __hstc, hubspotutk, messagesUtk

For more information, visit HubSpot's Privacy Policy.

Legal Basis: Consent.

Where these services integrate, certain analytics or behavioural data may be shared between Google Analytics, Microsoft Clarity, and HubSpot. This sharing only occurs after you have given consent to the relevant cookie categories. Any data shared between these integrated services is pseudonymised and does not include information that directly identifies you.

4. Functional Cookies (Third-Party Services)

Fillout Forms

Our Website uses Fillout to provide contact forms. Fillout primarily uses session cookies to enable form functionality. Depending on your browser and region, Fillout or its security providers (e.g., Cloudflare) may also set additional cookies for fraud prevention or service stability. Session cookies expire when you close your browser.

For more information, visit Fillout's Privacy Policy.

Legal Basis: Consent (where cookies extend beyond strict necessity for form submission).

Cookie Details Summary

Figma Sites

• Purpose: Cookie consent preferences
• Cookie Names: cookie-consent-mode (localStorage)
• Duration: Persistent (until cleared by user)
• Type: Strictly Necessary

Google Analytics

• Purpose: Website analytics
• Cookie Names: _ga, _ga_*, _gid, _gat
• Duration: Up to 2 years
• Type: Analytics

Microsoft Clarity

• Purpose: Behaviour analytics
• Cookie Names: _clck, _clsk, CLID, ANONCHK, MR, MUID, SM
• Duration: Up to 1 year
• Type: Analytics

HubSpot

• Purpose: Marketing and tracking
• Cookie Names: __hssc, __hssrc, __hstc, hubspotutk
• Duration: Up to 13 months
• Type: Marketing

Fillout

• Purpose: Form functionality
• Cookie Names: Session cookies (+ Cloudflare security cookies where applicable)
• Duration: Session / Varies
• Type: Functional

How to Manage Your Cookie Preferences

On Our Website

• Cookie Banner: When you first visit our Website, you can accept or decline non-essential cookies. The banner provides equal "Accept" and "Reject" options.
• Floating Preferences Button: If you are in a region that requires explicit consent (such as the EU), a floating button is available at the bottom of your screen at all times, allowing you to modify your cookie preferences.
• Cookie Policy Link: A link to this Cookie Policy is available in the Website footer.

In Your Browser

Most web browsers allow you to control cookies through their settings. You can typically:

• View what cookies are stored and delete them individually
• Block third-party cookies
• Block cookies from specific sites
• Block all cookies
• Delete all cookies when you close your browser

Please note that blocking or deleting cookies may affect your experience on our Website and other sites.

For instructions on managing cookies in popular browsers:

• Google Chrome
• Mozilla Firefox
• Apple Safari
• Microsoft Edge

Opt-Out Tools

You may also opt out of specific tracking services:

• Google Analytics: Install the Google Analytics Opt-out Browser Add-on
• Microsoft Clarity: Use Microsoft's opt-out mechanism

Data Transfers

Some of our third-party service providers (Google, Microsoft, HubSpot) are based in the United States. When you consent to analytics and marketing cookies, your data may be transferred to and processed in the United States or other countries outside the UAE and European Economic Area (EEA).

When your data is transferred to the United States, your data may be subject to access requests by U.S. public authorities, which may not provide the same level of protection as the GDPR. We rely on the European Commission's Standard Contractual Clauses together with additional technical and organisational measures to protect your data.

These providers have implemented appropriate safeguards for international data transfers, including:

• EU Standard Contractual Clauses
• Compliance with recognised data protection frameworks

Your Rights

Under GDPR (for EU/EEA visitors)

If you are located in the European Union or European Economic Area, you have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your data
• Object to or restrict processing
• Data portability
• Withdraw consent at any time

You also have the right to lodge a complaint with your local data protection supervisory authority.

Under UAE Data Protection Law

If you are located in the UAE, you have similar rights including:

• Access to your personal data
• Correction of inaccurate data
• Erasure of data in certain circumstances
• Restriction of processing
• Objection to processing

These rights apply when UAE data protection law governs the processing of your personal data.

Changes to This Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legislation, or our business practices. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

Contact Us

If you have any questions about this Cookie Policy or our use of cookies, please contact us:

MARAF Group LLC
Dubai, UAE
Email: info@marafgroup.com

This Cookie Policy was last updated on 2 December 2025.